Checking alteration requirements before promising a renovation
Navigate the complex process of renovating an Illinois condo unit by verifying board approval policies and the scope of common elements.
The short answer
Before committing to a renovation, verify whether your planned changes impact common elements or structural surfaces, as defined by the Illinois Condominium Property Act. Unit boundaries typically include finished surfaces, while structural components remain common elements. Always secure board approval for alterations that affect these shared assets to avoid potential enforcement actions or liens.
Defining Unit Boundaries
The Act clarifies that unit boundaries generally include finished surfaces like paint and flooring, whereas structural portions are common elements. Renovation projects often inadvertently touch these structural parts. Before proceeding, determine exactly where your ownership ends and the association’s common interest begins.
Potential for Liens
If an alteration damages common elements, the association may hold you responsible for the costs. Unpaid expenses or fines related to such damages can result in a lien on your unit. Always obtain written approval for the project scope to ensure the association has no cause to impose financial penalties later.
Planning Example: The Alteration Worksheet
Build a project worksheet: 1) Identify if the work affects walls, plumbing, or electrical that serve other units, 2) Submit a written plan to the board, 3) Request a formal letter of approval, 4) Document any conditions required by the board, and 5) Keep this file permanently to show future buyers.
Checklist
- Review the condo declaration for alteration clauses.
- Ask the board for their specific renovation application process.
- Verify if your contractor is licensed and insured.
- Confirm if the renovation impacts any common elements.
- Get board approval for the project in writing.
Common questions
Can I renovate my unit without notifying the board?
If the renovation is strictly limited to your own finished surfaces, you may not need permission, but always check your bylaws first.
What if my contractor disagrees with the board?
The board’s authority under the declaration is final regarding common elements. You must resolve conflicts before starting any work.
Sources
- CFPB — Closing Disclosure explainerChecked October 12, 2026
- Illinois Residential Real Property Disclosure ActChecked October 12, 2026
- Illinois Condominium Property Act — 2025 editionChecked October 12, 2026
- SQFT IO — Listing plans and termsChecked October 12, 2026
This guide is general educational content from SQFT IO, prepared with AI assistance. It is not legal, tax or loan advice. Talk with a licensed attorney, tax professional or lender about your situation. SQFT IO Illinois license 478.027617.